PLUGG LIVE
◆ Escrow on every trade◆ ID-checked sellers only0 live listings◆ Fraud checks on every order◆ Naira payments, no dollar wahala
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PAYMENTS

Pay your way, always protected

Choose the method that suits you — every one is processed by Paystack and held in escrow, so your money is safe until you confirm delivery.

Accepted payment methods

Pick whatever's easiest. Escrow protection applies to all of them.

Bank transfer

Direct transfer from any Nigerian bank. Fast confirmation, low fees.

MOST POPULAR

Debit / credit card

Visa, Mastercard and Verve, handled securely by Paystack.

INSTANT

USSD

Dial your bank's code (like *737#) on any phone — no card or internet needed.

ANY PHONE

PLUGG wallet

Spend your balance from past sales or refunds — instant, no fees.

ZERO FEE

How your payment flows

Whatever method you pick, the money takes the same protected path.

You pay

Your chosen method is processed by Paystack.

Held in escrow

Kept in PLUGG's Paystack balance, locked to your order. The seller can't touch it yet.

You confirm

Seller delivers, you check it works and confirm.

Split & settled

PLUGG pays the seller to their saved bank account and keeps only its stated commission.

Secure by default

Card payments are handled by Paystack, a licensed and PCI-compliant payment company. PLUGG never sees or stores your full card number.

Clear, simple fees

Escrow protection is free — you only pay the listing price. Your payment provider's standard processing fee (if any) is always shown before you confirm. No hidden charges.

For sellers: once the buyer confirms, your earnings (minus PLUGG's commission) land in your PLUGG wallet, and you withdraw them to your saved bank account. Payout times depend on your seller tier — see fees & payouts.

Report a bug

Spotted something broken? Tell us and we'll squash it.

We'll attach the page you're on and your device type. Never include passwords or codes.